Commercial Real Estate
Purchase, refinance, or cash-out on commercial properties — from $75K to $50M.
Learn More →Capital District & Adirondacks Small Business Financing
Local Financing. Local Relationships.
We help small businesses in the Capital District and Adirondacks secure commercial real estate, equipment, and working capital financing — through local banks that know your community.
- BBB Accredited Business
- No Multiple Credit Pulls
- Capital District & Adirondacks
Financing Solutions for Every Business Need
Whether you need real estate financing or working capital, we match your scenario to the right local lender.
Fix & Flip Financing
Purchase and rehab financing with up to 100% of renovation costs covered.
Learn More →Rental Property Loans
Long-term and short-term rental property financing for investors.
Learn More →Bridge Loans
Short-term financing to bridge the gap between purchase and permanent financing.
Learn More →Equipment Financing
Financing and leasing programs for equipment of all kinds.
Learn More →Business Line of Credit
Flexible working capital access — draw when you need it, pay back as you go.
Learn More →Small Business Loans
SBA and conventional loan options for business acquisition, expansion, and more.
Learn More →How It Works
We handle the complexity so you can focus on running your business.
Connect With Us
Tell us about your financing needs. No commitment, no pressure. We'll listen first.
We Find the Right Fit
We match your scenario to the right local lender — protecting your credit score by avoiding multiple hard pulls.
Get Funded
We guide you through the document process and stay with you through closing. You focus on your business.
You're Working With People, Not a Portal
Sarah and Craig are based in the Capital District and personally handle every client relationship.
Sarah Joseph
Co-Founder & Financing Specialist
Sarah has spent over a decade building relationships with local lenders across the Capital District. She specializes in commercial real estate and SBA loans, and takes pride in guiding business owners through the financing process with clarity and patience. A lifelong resident of the region, she understands the unique challenges and opportunities facing local businesses.
Craig Saia
Co-Founder & Financing Specialist
Craig brings extensive experience in equipment financing, business lines of credit, and working capital solutions. He is known for finding creative financing structures when traditional paths fall short. Craig grew up in the Adirondack region and is committed to helping local businesses thrive through access to the capital they need to grow.
Recent Deals We've Closed
A sample of transactions we've recently facilitated for clients in the Capital District and Adirondacks.
$145,000
Rexford, NY
Hypothetical deal for Smith Landscaping to purchase a new tractor and related attachments with a 60-month equipment financing structure.
$1,900,000
Schenectady County, NY
Hypothetical loan for Elington Manufacturing to purchase a new warehouse facility to support expansion and operations.
$1,250,000
Albany, NY
Refinance of a mixed-use retail and residential building. Secured conventional financing with a local community bank at a competitive fixed rate.
$185,000
Glens Falls, NY
Heavy equipment package for a regional excavating contractor. Structured as a 60-month lease with a purchase option.
$320,000
Saratoga Springs, NY
Acquisition and full renovation of a historic single-family home. 100% of rehab costs covered. Closed in under 10 days.
$250,000
Lake Placid, NY
Revolving line of credit for a regional hospitality business to manage seasonal cash flow fluctuations.
$475,000
Troy, NY
Long-term DSCR loan on a 6-unit multifamily property. Qualified on property income, not personal income.
Ready to Talk Financing?
Reach out however works best for you. We respond to all inquiries within one business day.