Bridge Loans
Short-term financing to bridge the gap between purchase and permanent financing.
Learn More →Commercial Real Estate Financing
Whether you need to purchase, refinance, or pull cash out of a commercial property, we work with local banks across the Capital District and Adirondacks to find the right fit for your deal.
Loan Range: $75,000 – $50,000,000
Time to Close: 30–60 days
Who This Is For
- Owner-occupied commercial property purchase
- Investment property acquisition or refinance
- Mixed-use, retail, office, industrial, and multifamily
- Cash-out refinance for business capital
How It Works
- Initial consultation with Sarah or Craig to define your financing goals.
- We match your file with local lenders aligned to your scenario.
- You complete final documentation and move toward closing.
What We Look For
- Businesses operating in NY State
- Minimum 680 credit score (varies by lender)
- Property located in Capital District or Adirondack region
- 12+ months in business preferred
Frequently Asked Questions
What types of properties do you finance?
We work with mixed-use, retail, office, industrial, and multifamily properties. If you have a specific property type in mind, reach out and we'll let you know what options are available.
How long does approval take?
Most conventional commercial loans close in 30–60 days from a complete application. We'll give you a realistic timeline based on your specific scenario.
Do I need a large down payment?
Typically 20–30% down for conventional commercial loans. SBA 504 programs can reduce this significantly. We'll walk through all available options with you.
Related Services
Small Business Loans
SBA and conventional loan options for business acquisition, expansion, and more.
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